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Financial Literacy

wealth is entropic

Your Wealth Is Entropic: Use It (Or Not), You Will Lose It

Like Life Itself, Your Wealth is Entropic The hard truth about life is that the moment we are born a process begins that leads to our death. While some days are better than others, our cells and our bodies are on a constant path of growth and decline that leads inevitably to, well, you know […]


benefits of organized philanthropy

Smart Giving Gives Back: The Surprising Benefits of Organized Philanthropy

It’s not Selfish to Reap the Benefits of Organized Philanthropy Bringing family members together to invest philanthropically is a game changer, but organized giving can challenge even the strongest families. Yes, philanthropy is about generosity, but it can also feel like a time-consuming obligation. It can be messy and administratively intensive. And that’s all before […]


blockchain won't be stopped

Ten Reasons Why the Blockchain Won’t Be Stopped (And Shouldn’t)

Blockchain technology is here to stay. Here are 10 reasons why the blockchain won’t be stopped: 1. The Blockchain Won’t Be Stopped: It’s a Technology Wave We’ve seen technology waves before. The PC wave distributed computer power to everyone. The Internet changed the business world, rebuilding retail and publishing with digital bricks. The blockchain is […]


brains and money

Studies Prove Having Both Brains and Money Are Connected

This is Your Brain on…Money. Any Questions? Economists have considered money from every angle for ages, but research in the field of neuroeconomics is relatively new. Neuroeconomics is the study of how humans make decisions using brain activity (neuroscience), economics, and psychology. Researchers use MRI machines to figure out what happens on a biological level […]


cash flow vs. EBITDA

Measuring a Company’s Value: Cash Flow vs. EBITDA for Investment Performance

Editor’s Note: This is an updated version of a similar article published in March of 2015. To view the original, click here. Using Cash Flow vs. EBITDA to Determine Value How do you monitor your investments’ performance? If the company is doing well, does that mean your investment is doing well? When it comes to cash […]


using cash instead of credit

Using Cash Instead of Credit to Keep You Accountable for Your Spending (and Out of Debt)

Get Out of Debt by Using Cash Instead of Credit When Jenny and Kenny (the “Chargers”) came to speak to me the first time, there were raised voices and accusations. The Chargers recognized their spending had become out of control, but each felt the other was to blame. Using cash instead of credit was something […]


An Urban Dictionary to Help You Speak with Financial Advisors

An Urban Dictionary Education in Terms Anyone with the Internet has probably heard of urbandictionary.com, the crowdsourced, online dictionary for slang words and phrases that contains plenty of “NSFW” content. (To spare you the trouble/consequence of going there, NSFW means “Not Suitable For Work.”) Have you ever wanted something like an Urban Dictionary education to […]


stock market volatility

Keep Calm: Don’t (Over)React to Stock Market Volatility

Stock Market Volatility Circles Back Around Stock market volatility isn’t a new concept, especially for baby boomer women who have lived through some of the market’s most tumultuous times. However, with headlines proclaiming catastrophic losses and record point drops for popular indices such as the Dow Jones Industrial Average, it can be easy to get […]


health and finances

Does Balancing Your Health and Finances = Wellness?

Wellness is a Daily Journey Your physical and financial well-being add up when you have good nutrition, proper rest and adequate exercise. In fact, study results conducted by researchers at Duke found that low credit scores could be used to predict an increased risk of cardiovascular disease. Many people may wonder why this is so, […]


how to identify a scam email

How to Identify a Scam Email or Phone Call (& How to Have Fun With It)

How to Identify a Scam Email: Exhibit A My dad got an email a few days ago. It looked like this: From: John Maryline [mailto:john.maryline@yahoo.com] Sent: Friday, February 16, 2018 1:21 PM Subject: Your ATM Cards Released.. Attention: This is to inform you that we have agreed to release your fund valued at USD $5.8 […]


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