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Financial Literacy
Ten Reasons Why the Blockchain Won’t Be Stopped (And Shouldn’t)
Blockchain technology is here to stay. Here are 10 reasons why the blockchain won’t be stopped: 1. The Blockchain Won’t Be Stopped: It’s a Technology Wave We’ve seen technology waves before. The PC wave distributed computer power to everyone. The Internet changed the business world, rebuilding retail and publishing with digital bricks. The blockchain is […]
Studies Prove Having Both Brains and Money Are Connected
This is Your Brain on…Money. Any Questions? Economists have considered money from every angle for ages, but research in the field of neuroeconomics is relatively new. Neuroeconomics is the study of how humans make decisions using brain activity (neuroscience), economics, and psychology. Researchers use MRI machines to figure out what happens on a biological level […]
Measuring a Company’s Value: Cash Flow vs. EBITDA for Investment Performance
Editor’s Note: This is an updated version of a similar article published in March of 2015. To view the original, click here. Using Cash Flow vs. EBITDA to Determine Value How do you monitor your investments’ performance? If the company is doing well, does that mean your investment is doing well? When it comes to cash […]
Using Cash Instead of Credit to Keep You Accountable for Your Spending (and Out of Debt)
Get Out of Debt by Using Cash Instead of Credit When Jenny and Kenny (the “Chargers”) came to speak to me the first time, there were raised voices and accusations. The Chargers recognized their spending had become out of control, but each felt the other was to blame. Using cash instead of credit was something […]
An Urban Dictionary to Help You Speak with Financial Advisors
An Urban Dictionary Education in Terms Anyone with the Internet has probably heard of urbandictionary.com, the crowdsourced, online dictionary for slang words and phrases that contains plenty of “NSFW” content. (To spare you the trouble/consequence of going there, NSFW means “Not Suitable For Work.”) Have you ever wanted something like an Urban Dictionary education to […]
Keep Calm: Don’t (Over)React to Stock Market Volatility
Stock Market Volatility Circles Back Around Stock market volatility isn’t a new concept, especially for baby boomer women who have lived through some of the market’s most tumultuous times. However, with headlines proclaiming catastrophic losses and record point drops for popular indices such as the Dow Jones Industrial Average, it can be easy to get […]
Does Balancing Your Health and Finances = Wellness?
Wellness is a Daily Journey Your physical and financial well-being add up when you have good nutrition, proper rest and adequate exercise. In fact, study results conducted by researchers at Duke found that low credit scores could be used to predict an increased risk of cardiovascular disease. Many people may wonder why this is so, […]
How to Identify a Scam Email or Phone Call (& How to Have Fun With It)
How to Identify a Scam Email: Exhibit A My dad got an email a few days ago. It looked like this: From: John Maryline [mailto:john.maryline@yahoo.com] Sent: Friday, February 16, 2018 1:21 PM Subject: Your ATM Cards Released.. Attention: This is to inform you that we have agreed to release your fund valued at USD $5.8 […]
2018 IRA Alerts Investors Will Want to Know
The tax prep season perennially stirs financial advisors to reach out to their retirement-minded clients to review asset allocation strategies. There are several 2018 IRA alerts and reminders that may make this tax season a little smoother for everyone. 2018 IRA Alerts May Affect Tax Season Strategies One strategy that received a boost in 2017 […]
Having Car Accident Information Beforehand May Help Your Headache After
Who’s at Fault? The Money Will Speak for Itself It’s really scary to be involved in a car accident. Having all your necessary car accident information ready to go before such an event occurs will help guide you and may provide some peace of mind amid the turmoil. The story I’ll present here will highlight […]