Business & Finance Education | Financial Education

Employment Law and 4 Methods to Prevent Wage Discrimination Claims

By Zascha Blanco Abbott • September 17, 2020
The Equal Pay Act is one of 4 laws governing compensation. Know the legal framework to prevent wage discrimination and correct poor policies.

Discussing Private Equity with Employees

Private Equity Exits: What Employees Should Know

By Bruce Werner • September 16, 2020
The complexities of a PE exit can be scary for employees who are evaluating their job security during a business sale. What should you know?

Do early-stage startups like SAFE notes?

What is a SAFE Note and Does It Benefit Founders and Investors Alike?

By David M. Freedman • September 10, 2020
What is a SAFE note, and why do startups and investors prefer them over convertible debt and other offered securities today?

Avoid taxation following these IRA rollover rules

Little-Known IRA Rollover Rule Has Big Consequences

By Jeffrey Kelley • September 9, 2020
Avoid making the Forbes Top Tax Cases list with a review of the IRA rollover rule, which limits the number of IRAs you can rollover per year.

How Do I Evaluate Multiple Offers in a Business Sale?

By Michele Schechter • September 3, 2020
Comparing multiple offers in a business sale is not always an apples to apples comparison. Consider buyer intent, complex provisions and, ultimately, your goals.

Happy Owner, Happy Board: The Strategy of a Private Company Board of Directors

By Bruce Werner • September 2, 2020
A public company must focus on shareholder value, but a private company board of directors answers to one person only: the owner.

How Toxic Workplace Culture Defines a Company…and How to Fix It

By Lee Eisenstaedt • September 1, 2020
You can change a toxic workplace culture, but it requires more than firing a problematic “rainmaker.” Ask the team: what’s not tolerated here?

Women: It’s Time to Take Charge of Family Finances

By Rhonda Ducote • August 28, 2020
Studies show a majority of wives are uninvolved in family finances. Here's how advisors and spouses can address financial planning for women.

Laws of Attraction: Can a Conservative Investor Love Venture Capital too?

By Kenneth Freeman • August 27, 2020
You can be a conservative investor and dabble in venture capital, despite its risks—it’s all about diversification and doing your homework.

Beyond the Fringe: Alternative Asset Classes Go Mainstream

By John Drachman • August 25, 2020
Alternative asset classes are going mainstream thanks to recent legislation and fewer publicly traded companies, but are retail investors ready?

90 Second Lesson: What are BDCs? A Look at the Business Development Company Model

By The Financial Poise Editors • August 21, 2020
BDCs or Business Development Companies are investing vehicles for funding small businesses. How can BDC investing work for your portfolio?

Considerations in business purchase due diligence

How to Conduct Due Diligence Before Buying a Business

By Michele Schechter • August 21, 2020
The process of due diligence before buying a business includes legal, financial and operational considerations. Know what to look for and get ahead of the game.

A Brief Overview of Investing in Life Settlements

By Gary Opp • August 19, 2020
As seniors move to sell their life insurance policies for extra income, investing in life settlements has become a popular asset class. How can you profit?

Those Who Wander are Not Lost: Combating Leadership Doubt with New Perspective

By David Spitulnik • August 18, 2020
Your leadership journey doesn’t have to be a lonely one. CEOs can conquer leadership doubt by “wandering,” or visiting their team members on the front lines.

smart watch, used in an analogy about the first mover disadvantage

The First Mover Disadvantage: Why the Early Bird Doesn’t Always Catch the Worm

By Jonathan Friedland • August 15, 2020
Pebble was once a promising leader in smartwatches until Apple entered the market. Pebble teaches early investors a lesson in the first mover disadvantage.

The Basics of Convertible Debt Offerings Under Title III

By David M. Freedman • August 14, 2020
Title III convertible debt offerings allow for not-yet-profitable startups to secure funding without valuation disagreements. But what about the investors?

Understanding America’s Federal Legal Language

By Robert Mander • August 13, 2020
You don’t have to be a lawyer to understand the U.S. Legal System. Get to know types of federal laws and how to break down federal legal language.

It’s Never Too Early to Start Leadership Succession Planning

By Lee Eisenstaedt • August 12, 2020
Leadership succession planning should not wait until the business needs a shake up. Develop talent and leaders in good times and bad.

How REITs work for hopeful real estate investors

A Crash Course on the Benefits of REITs for Passive Investors

By Tracy Treger • August 11, 2020
Can’t afford to buy property? REITs allow passive investors to “own” real estate without having to lift a finger. Learn how REITs work from an expert.

Banker, Broker or Sell it Yourself: Choosing the Right Method to Sell Your Company

By Bruce Werner • August 7, 2020
If you don’t know how to sell a small business, you may find resources and expertise in an investment banker or broker, but it can come at a cost.

Seller Financing a Business: How to Strengthen Your Deal

By Michele Schechter • August 6, 2020
Seller financing a business is an often necessary way to tap more buyers, increase sale price and ease capital gains taxes. Here's how to get the best deal.

Maybe It’s Time for a Gap Year: Will Traditional College Be Worth the Cost in a Post-COVID World?

By Jonathan Friedland • August 5, 2020
COVID-19 has thrusted universities online, but full tuition has students asking, “Is college worth it?” Investing in college may take on a digital meaning.

a family sits on a lawn, representing managing family wealth and legacy

6 Ways to Manage Family Wealth and Create Your Family Legacy

By Robert Legan • July 30, 2020
Your family legacy depends on managing family wealth and relationships in a way that fulfills a common mission. Six tips on creating your family's purpose.

family preparing food in the kitchen, representing how to create a Family Charter

How to Create a Family Business Charter

By Pierre duPont • July 28, 2020
Successful family businesses often create a Family Charter or Family Business Constitution—a written agreement to guide decisions on boards, succession, hiring and more.

photo of glass buildings, representing how to find the cap rate formula

Pricing Commercial Real Estate: The Cap Rate Formula

By Tracy Treger • July 27, 2020
Investors use the cap rate formula (ratio of net operating income to purchase price) to price real estate. Find the cap rate for commercial real estate.

image of high rise building symbolizes opportunity zone tax benefits and qoz exchanges

Exploring Opportunity Zone Tax Benefits for Real Estate Investors

By Adam Grais • July 24, 2020
Qualified Opportunity Zone (QOZ) funds reduce taxes on real estate capital gains, but are opportunity zone tax benefits better than those of 1031 Exchanges?

the numeral seven on an orange background, representing the seven elements of good employee handbook design

7 Key Elements of Employee Handbook Design

By Zascha Blanco Abbott • July 22, 2020
The employee handbook. Most businesses have them, but is yours effective? Read this guide to the 7 must-have elements of an employee handbook.

welder at work, representing making bad business decisions

Not Making Business Decisions = Making Bad Business Decisions

By Bruce Werner • July 20, 2020
When Werner Co. faces growing pains, its president avoids making business decisions that could jeopardize the company—but his inaction is still a decision.

group of people sit with laptops at a conference table, representing a better marketing team in action

6 Tips for Building a Better Marketing Team

By Scott Steer • July 15, 2020
To get the most from your marketing team or consultants, you must act as a leader. Follow these tips to get a better marketing team & reach your objectives.

Shut Up and Listen: How to Practice Effective Listening for Leaders

By David Spitulnik • July 14, 2020
The key to active listening in leadership is to “shut up” and count to 10. This simple exercise discourages interruptions and boosts effective listening.

man in black suit stands in front of ancestor photos, representing issues that come up in a business divorce

Breaking Up Is Hard to Do: Surviving a Business Divorce

By Michele Schechter • July 13, 2020
A business divorce is sometimes inevitable, but it can be avoided. Precautionary measures and written agreements can aid in resolving partnership disputes when they occur.

close-up of a gear shift, symbolizing how startup accelerators work

How Startup Accelerators Work to Grow Early-Stage Businesses

By Brian Dixon • July 8, 2020
There are many avenues for fundraising, but accelerator programs come with unique resources. Find out how startup accelerators work to provide expertise and investments.

Woman weighs a decision on the phone, representing the decisions effective boards must make in times of crisis.

For Effective Boards, “Noses In, Fingers Out” Can Be Widely Interpreted

By Bruce Werner • July 6, 2020
Should an effective board of directors stick its nose into business matters or keep its fingers out? A leadership crisis heightens the question.

start-up bro CEO on the phone asking his broker what is an angel investor and what are the benefits of angel investing

What is an Angel Investor and What Motivates Angels to Invest?

By David M. Freedman • July 2, 2020
What is an angel investor and what is it not? Learn the difference between angels and VCs, as well as the financial and nonfinancial benefits of angel investing.

white and orange caution cone on keyboard represents need for cybersecurity to protect intellectual property

Businesses Face Growing Need for Cybersecurity to Protect Intellectual Property

By Meghan Nugent • June 30, 2020
A data breach can affect your patents and trade secrets. Today, there is a growing need for cybersecurity measures to protect intellectual property.

one loafer foot, one homeless foot, representing the concept of creating wealth creation

Creating Wealth 101: Use It (Or Not), You Will Lose It

By John Rompon • June 29, 2020
Buying and nurturing private companies consumes more time than most other forms of investing but there’s no better way to build wealth.

magician's poster, representing what not to do in looking for financial planning advice and a financial planning advisor

Seeking a Money Magician? 5 Don’t’s When Selecting a Financial Planning Advisor (and 5 Dos)

By Cristina Nolan • June 26, 2020
Getting great financial planning advice can feel like magic, but sleight of hand isn’t something you’re looking for in a financial planning advisor. Do your research or you may watch…

serious-faced lady talking on a smartphone, representing crowdfunding due diligence

Portals & Broker-Dealers: Comparing Types of Investment Intermediaries in Crowdfunding

By David M. Freedman • June 25, 2020
Two investment intermediaries in equity crowdfunding, portals and broker-dealers, require different levels of due diligence. Which is right for you?

person holding 100-dollar bills, symbolizing cash allocation and cash on hand

Building the Best Strategy to Drive Cash Allocation

By Bruce Werner • June 24, 2020
Do you have too much cash on hand? Cash allocation decisions are some of the trickiest for small businesses to face – make your cash work as hard as you…

Gov. Andrew Cuomo behavioral science and leadership; cognitive biases

How NY Gov. Andrew Cuomo Combined Behavioral Science and Leadership to Battle COVID-19… Whether He Knew It or Not

By Michael Shaw • June 23, 2020
Gov. Andrew Cuomo’s COVID-19 briefing is a lesson for leaders on the power of cognitive biases and behavioral science in management.

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