Financial Poise

Articles tagged: Borrowing & Lending

Business Lender Relationship

Managing Your Relationship with Your Business Lender in Times of Crisis

A bump in the road can quickly sour your great relationship with your commercial lender. Here’s how to find help and keep your lender happy.

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Alternative Banking

What the Financial Industry Should Know About Gen Z and Millennial Banking Habits

Millennial banking habits are making financial institutions rethink their strategy, and Gen Z is not far behind in shaping Fintech trends.

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SOFR rate

Introducing SOFR: Benefits and Challenges of the LIBOR Replacement

SOFR is set to fully replace LIBOR by June of 2023. SOFR is a transparent and reliable alternative, but it comes with its own challenges.

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Non-Recourse Loans

Good Boys and ‘Bad Boys’ — Borrower Promises and Lender Rights in Carveout Guaranties

A carveout guaranty is a limited recourse loan that protects a borrower’s personal assets in a default, but conditions must still be met.

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Banking Relationships Using Poe’s The Raven

Guidelines to Improve Your Company’s Banking Relationship (In the Style of Poe’s ‘The Raven’)

In order to improve your banking relationship and get the most favorable terms from your lender, focus on two things: character and cash flow.

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Blockchain Technology in Finance

Blockchain Technology is Revolutionizing the Way We Invest, Borrow and Lend

Blockchain technology is here to stay. Here’s why it’s more efficient, transparent and safe for investors, lenders and borrowers.

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Peer-to-Peer Lending

Is Investing In Peer-to-Peer Lending the Right Move for Your Portfolio?

Heard of peer-to-peer lending? Accessible to retail investors, it can provide high returns and allow you to give back to small business.

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SBA Grants Safe Harbor for PPP Loans Under $2M

The SBA extended its safe harbor for PPP loans from May 7 to May 18, claiming all borrowers receiving $2 million or less now meet good-faith certification.

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pink and brown concrete buildings represent the building blocks of real estate terms

What Real Estate Terms Should Every Investor Know?

If you’re wondering how to invest in real estate, start with this glossary of real estate terms related to investing, property operations and loans.

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two businesspeople shake hands, representing a successful loan agreement in the borrowing process

Business Borrowing Basics – Negotiating A Loan Agreement

All businesses have to borrow at some point. Here’s how to best negotiate a loan agreement for the benefit of your business.

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