Financial Poise

Articles tagged: Borrowing & Lending

SBA Grants Safe Harbor for PPP Loans Under $2M

The SBA extended its safe harbor for PPP loans from May 7 to May 18, claiming all borrowers receiving $2 million or less now meet good-faith certification.

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pink and brown concrete buildings represent the building blocks of real estate terms

What Real Estate Terms Should Every Investor Know?

If you’re wondering how to invest in real estate, start with this glossary of real estate terms related to investing, property operations and loans.

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two businesspeople shake hands, representing a successful loan agreement in the borrowing process

Business Borrowing Basics – Negotiating A Loan Agreement

All businesses have to borrow at some point. Here’s how to best negotiate a loan agreement for the benefit of your business.

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COVID-19 is spelled out with pills and syringes, representing a prescription for business crisis management during the Coronavirus epidemic

You Will Survive! How Your Business Will Survive Coronavirus – a Crisis Management Plan

Don’t let the coronavirus sink your business. Use these crisis management tips to position yourself for economic opportunity once the worst passes.

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Dollar bills like this are part of what alternative lenders and debt loans offer in the way of high Interest rates

When Is it Appropriate to Take on a High Interest Rate Debt Loan?

High interest rate debt may not be as bad as you think. Learn what alternative lenders and a high interest debt loan can do for your business.

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This shopaholic could benefit from lessons in debt management and credit card spending

Money Basics Series – Part 3: Debt Management and Credit Card Spending

Debt management starts with tracking and reducing credit card debt. Form better spending habits with these tips and tricks.

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a banknote in jail, a symbol of distressed companies

Can Seeking Help from the Lender Fix Distressed Companies’ Woes?

Turnaround Financing: How to Secure a Borrower Recently, bad practices caused a client’s accounts receivable to get extended well past 90 days. In fact, the client had 20% of its receivables dated further back than 120 days. Company staff knew that much of that would prove to be uncollectible, but no one really knew the […]

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Big Ben and London Bridge, symbolizing LIBOR's replacement, SOFR

90 Second Lesson: What is the LIBOR Replacement, SOFR?

Manipulated rates and fewer active markets have made LIBOR unsustainable, leading to a LIBOR replacement known as SOFR. Learn how LIBOR and SOFR compare.

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trump tariffs hit Chinese imports

Expert Advice on Surviving the 2019 U.S. Importers Crisis

How to Lessen the Impact of the New Tariffs Recently, The U.S. raised tariffs on $200 billion worth of products from 10% to 25% with a threat to levy additional tariffs on an additional $325 billion worth of goods from China. These new tariffs follow a host of previous White House-imposed duties on various trading […]

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firm relationships manager

Managing Your Way Out of Trouble with Your Company’s Lender

You are a small business owner and you’ve had a great relationship with your lender. In fact, your relationship manager is a member at your country club. Everything has been great for years, business has been booming and there have been few or no issues. However, one day, you get to your office and you […]

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