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Accredited Investors

Who Should Invest in Seed-Stage Companies Under Reg A+?

Nobody, in our opinion, should invest in seed-stage companies that raise capital under Regulation A+. This new securities exemption, based on Title IV of the JOBS Act of 2012, is structured primarily for growth- and later-stage companies.


45 Crowdfunding Deals Rated by Stratifund

Stratifund aggregates and rates Title III (Regulation CF) and Title IV (Regulation A+) crowdfunding offerings, pulling from 9 different funding portals and broker-dealer platforms. Stratifund currently lists 44 Title III offerings and rates 39 of them; and it lists and rates 6 Title IV offerings.


Financial Poise Radio

Episode 82 with Phil DeMuth – Managing Director at Conservative Wealth Management, LLC

Chris Cahill speaks with Phil DeMuth, author of The Overtaxed Investor: Slash Your Tax Bill & Be a Tax Alpha Dog. The author is as engaging and enthused as his frequent co-author Ben Stein affects not to be. Listen and learn about the benefits of taking a “lifetime perspective on your taxes.


Revisiting Private Trading Platforms for Restricted Securities and Paths to Liquidity

Following the March 2013 announced joint venture between NASDAQ and SharesPost Inc. to launch Nasdaq Private Market, a new secondary market trading platform to buy and sell private company securities, we chronicled the emergence of platforms aimed at providing access to liquidity for holders of restricted securities.


SAFE Discounts Should Be 50% At Least

The SAFE is like a warrant entitling investors to shares in the company, typically preferred stock, if and when there is a future liquidity event, i.e., if and when the company next raises “priced” equity capital, or is acquired, or files an IPO. Like convertible debt, SAFE deal terms can include valuation caps and share-price discounts, to give early (CF) investors a lower price per share than later (VC) investors or acquirers get for the same equity.


Wefunder Dominates Equity Crowdfunding

When “true” equity crowdfunding launched on May 16, 2016, Wefunder led the new asset class with 10 Title III offerings. Within a few days it added 11 more offerings. No other funding portal that I know of has half as many Title III offerings as Wefunder.


A Few Minutes With…Tracy Treger

Soon Tracy Treger will begin covering commercial real estate in a regular column for Financial Poise. Here we chat with Treger about her background, which provides her with unique insights on the topic.


Financial Poise Radio

Episode 77 with Bruce Walker – Cataloger with Stack’s Bowers Galleries

Chris Cahill speaks about hoards with World Numismatist and Cataloger Bruce Walker, of Stack’s Bowers Galleries. From Lydia to the present, coins have delighted hoard-finders and collectors. Coins also constitute a tangible asset class with which one may balance the ol’ portfolio.


Crowdfunding Debt: A Study in Contrasts

Since the JOBS Act of 2012 first went into effect, senior commercial real estate debt – offered via real estate “crowdfunding” platforms – has emerged as a popular fixed-rate investment for accredited investors.
These investments offer superior returns to Treasury bonds and other traditional fixed-rate vehicles, however, you may often notice a curious omission: There is no information about the lender.


Stratifund Aggregates & Rates Equity Crowdfunding Deals

If you want to exercise your new right to invest in innovative startups and growing small businesses, where will you start — which funding portals will you visit to find the best offerings of private securities? For many people who have little or no experience evaluating angel investment opportunities, the best place to start is a website like Stratifund.


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