Financial Poise

About Cynthia Chen

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Cynthia Chen is the CEO and Founder of Kikoff, a credit-building platform used by over two million Americans.

About Kikoff

Kikoff is a personal finance platform on a mission to make financial security accessible to everyone. Through simple, radically affordable products powered by technology and AI, Kikoff helps people build credit, lower debt, and move toward lasting financial stability. Kikoff’s growing suite of products also helps users reduce debt, save money, access liquidity, and unlock greater financial opportunity.

A credit account starts at $5 a month, with no credit check and no interest, and it reports to all three bureaus, so you’re building real payment history without paying for the privilege. Plans also include rent reporting, which is one of the easiest ways to get credit for money you’re already spending.

Learn more at Kikoff.com or by downloading the Kikoff app.