Articles tagged: Random Musings About Stuff People Should Understand

Free Tuition Won’t Fix Community Colleges—Or Help Students

President Biden’s proposal for free tuition at community college sounds good on paper, but American education requires much greater reform.

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Alternative Assets and the “Average” Accredited Investor Installment #8: Venture Capital and Angel Investing

What is the difference between angel investing and VC? The first difference is money. Angel investors invest much smaller amounts. VC takes it from there.

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Alternative Assets and the “Average” Accredited Investor Installment #7: Crowdfunding Under Title III of the Jobs Act

Crowdfunding has evolved from rewards-based funding to equity crowdfunding under Title III of the JOBS Act. Is crowdfunding for you?

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Alternative Assets and the “Average” Accredited Investor Installment #5: Crowdfunding

In the first of three parts, discover the origins of crowdfunding, which started as rewards-based funding allowing investments in projects in return for rewards.

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Alternative Assets and the “Average” Accredited Investor Installment #3

Overview of the Jumpstart Our Business Startups Act of 2012 If you are not a Wall Street or Silicon Valley attorney, fund manager, CEO, or entrepreneur, you probably don’t really understand what the Jumpstart Our Business Startups Act of 2012 (the “JOBS Act”) is. If you take the time to read it, this installment will […]

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Alternative Assets and the “Average” Accredited Investor Installment #2

Meet Bob, Michele, David, and Isabella Meet Bob (and  Michele, David, and Isabella) Bob lives in Middle America, where he owns a nice house in a middle-class neighborhood and drives a practical car, which he bought, used, several years ago. Bob isn’t fancy, however. In fact, if you asked him, Bob would tell you that […]

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Alternative Assets and the “Average” Accredited Investor Installment #1

Who Is This Series For? This series of articles is written for the average “accredited investor.” An “accredited investor” is a legal term that refers to anyone (a) whose net worth, either alone or with a spouse, exceeds $1 million (not including the positive equity in her or his primary residence); or (b) who has […]

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So. Much. Winning. Let’s Party Like It’s 1984

The S&P 500 fell 2.3% and the Dow fell 2.2% on Friday. Is the sky falling? Look, short-term market swings do not define an economy. On the other hand, a market that constantly swings based on what a single man tweets is not exactly the sine qua non for sound financial markets. Be that as […]

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Losing Power at Home: A Personal Struggle

Losing Power at Home We recently experienced losing power at home, specifically our gas-powered heat,  for a few days while away on vacation. In the aftermath, I got to thinking about how I could have been better prepared. A backup generator wouldn’t have helped in this instance because we didn’t lose electricity. Rather, it was […]

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You Cannot Eat or Drink Gold

From natural disaster after natural disaster, to terrorist act after terrorist act, there are a lot of things going down in the world right now. The Survivalism Industry (did you know that was even a “thing?”) has even started to go mainstream. If you need evidence, just consider that Costco is now selling a year’s […]

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