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Get Financially Fit – By Michelle Gershfeld

A Financial Poise column dedicated to the idea that your financial health starts with how successfully you manage your money.

swimming in financial debt

How to Stay Afloat When You’re Swimming in Financial Debt

Vanessa and David were swimming in financial debt. They bought real estate at the height of the market and were in over their heads. They owed credit card debt to numerous banks, had significant student loan debt, monthly daycare costs for their 2-year-old twins and owed a $20,000 personal loan to David’s parents (currently paying […]

car accident information

Having Car Accident Information Beforehand May Help Your Headache After

Who’s at Fault? The Money Will Speak for Itself It’s really scary to be involved in a car accident. Having all your necessary car accident information ready to go before such an event occurs will help guide you and may provide some peace of mind amid the turmoil. The story I’ll present here will highlight […]

Giving Charitable Donations

Are You Giving Charitable Donations or Caving to Scary, High Pressure “Help”?

Giving Charitable Donations is One Thing… Debby lives paycheck to paycheck, always struggling to make ends meet, although she does believe in giving charitable donations and helping others where she can. After a long day at work, on a windy, rainy evening last week, Debby needed gas. Rather than pop into the gas station right […]

Balancing Finances and Family

Balancing Finances and Family- Sisterly Love Doesn’t Pay the Rent

Balancing Finances and Family: Good Intentions, Bad Behaviors After another 12-hour day at work, Julie was disgusted and dismayed when she walked into her kitchen to start pulling dinner together. As she approached the kitchen, she saw broken potato chips around the garbage bin and the chocolate syrup bottle on the counter, swimming in a […]

Damage Repair Scam Victims

Protect Your Money: Learn from Damage Repair Scam Victims

Michelle Gershfeld is a debt settlement and bankruptcy attorney who negotiates settlements between clients and their creditors. Michelle turns debt relief into an additional revenue stream for Personal Injury and Medical Malpractice lawyers. Through analyzing the debt and then bargaining and negotiating with the creditors,

Rent Credit Card Student Loan debt

How Much Is Too Much to Spend on Your Rent And/or Freedom?

Failure to make your rent or credit card payments can mar your credit, result in a judgment against you and even garnishment of your wages. Find out how to avoid life’s common spending traps.

Scams against senior citizens fraud

Scams Against Seniors

Unfortunately, the elderly are frequent targets of fraud. Here’s how you can protect yourself and your family.

stolen mail identity theft protect yourself

Stolen Mail: What to do when you’re the victim of identity theft

Stealing mail is a criminal federal offense. Not in a million years did Lila expect to not trust her own mail carrier—or that he would so cavalierly breach his fiduciary duties to her and to the members of her community.

inheritance emotions family

Inheritance and Crisis: How to Handle Your Complicated New Reality

Jake’s relationship with his mother, Lily, was always a little rocky. Things were fine when they were apart—they would talk on the phone like old pals. But, when they were together, their time inevitably turned rotten. She criticized Jake from the moment he walked back into his childhood home. It was like being ten years old again.

Debt negotiation helped resolve a tragedy

How a False Arrest Almost Destroyed His Financial Life

How a strategic debt negotiation prevented a cautionary tale from becoming a tragedy.

AT APPROXIMATELY 1:45 on the afternoon of April 23, 2014, Scotty Fuentes was detained by officers of the New York City Police Department in the Bronx. The police officers apparently believed that Scotty was acting as a look-out for a game of “three card monte.”

Scotty denied any wrongdoing.

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