Financial Poise Webinars
Practical and entertaining education for business owners and executives, Accredited Investors, and their legal and financial advisors.

What kind of loan?

Series: BORROWER OR LENDER BE- 2019

In a broad sense, most loans can be divided into two basics types:  an asset-based loan (ABL) and a cash flow loan.

An ABL is made by a lender who underwrites the loan primarily by valuing the company’s assets, such as accounts receivable (A/R) and inventory. An ABL lender underwrites a loan based on the ability to liquidate its collateral should it need to. A “cash flow” lender, in contrast, while also secured against the borrower’s assets, underwrites the loan primarily based on the cash flow and general credit-worthiness of the borrower.

The distinction between these types of loans is only the beginning of understanding the many types of loans available to a business, because within each of the two types there are many sub-types.

This webinar takes the audience through a guided tour of the various borrowing options available to businesses, from both a business and legal perspective, to paint the overall landscape of the different types of lenders that exist and to provide a framework for understanding what type of lender and loan may make sense for any particular borrower.   

 

Principal Audience: Attorneys and Advisors, Business Owners and Executives, Investors

Partner: ChamberWise, Financial Poise, West LegalEdcenter


Meet the Panel:


Alex Mazer

In October of 2012, Alex joined PPL Group, a private ...

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Christopher Horvay

With more than 36 years experience, Christopher J. Horvay has represented senior creditors ...

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Jeffrey Bardos

Jeff founded Speritas Advisors and Speritas Capital Partners to help small and ...

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Rebecca Fruchtman

Rebecca Fruchtman

Rebecca Fruchtman recently joined Mayer Brown LLP’s banking and finance ...

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