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Random Musings About Stuff People Should Understand

A Financial Poise column dedicated to the belief that most things in life are not that complicated, even though some people have a vested interest in trying to make you think they are.


Random Musings About Stuff People Should Understand

Don’t Get Caught in Your Bank’s Trap

January 24, 2017

Complaints from a consumer I know well… Me.   by Jonathan Friedland     There’s something I need to get off of my chest… With interest rates on the rise I am glad—really glad—that I refinanced my mortgage recently. It is a 15-year adjustable with a starting rate of 2.65%. The rate can’t rise for […]

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The Risks of Being an Early Investor Pebble: One Company, Many Lessons

January 9, 2017

By Jonathan Friedland     Investors: do you remember the Pebble Watch? Pebble raised more than $10 million on Kickstarter in 2012—a record at the time—far exceeding its $100,000 goal. Early on, Pebble seemed like a classic success story. The watch did what the company said it would: it worked well with both the iPhone […]

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The History of Private Equity and Venture Capital – Sort of Like Ray’s Pizza (and the Lion King, for That Matter)

November 9, 2016

By Jonathan Friedland My first installment in this column explains the differences between venture capital and private equity.  One thing I didn’t write about there, but which a number of people have emailed asking about, is the history of the space.  I’ll do my best there to do that – very briefly. The First VC […]

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More Venting About the ‘Democratizing’ of Investing

September 20, 2016

By Jonathan Friedland I Do Not Like Rich-Uncles.com So, I was driving one of my kids to school last week after having taken her to an orthodontist appointment.  The radio was on (XM/-Sirius) and an ad came on for Rich-Uncles.com. My daughter laughed and asked me if the ad is some sort of joke or […]

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The Coming Startup Crash?

September 7, 2016

By Jonathan Friedland I’m heartened by the number of people who have reached out with questions since the publication of the first three installments of this column.  I’ve done my best to respond individually to specific questions and I will tailor future installments to try to address questions that I think many people will be […]

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When Should You Invest in a Company?

August 16, 2016

By Jonathan Friedland Hoping that you are a regular reader, you know that my most recent prior installment explained why you should be wary of investing in startups. I didn’t explain what a startup is because I assume most readers know. I received a number of emails, however, that pointed out that there really is […]

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Has the Startup Scene Jumped the Shark?

August 3, 2016

By Jonathan Friedland Full House, The Brady Bunch and Happy Days Are you familiar with the term “Jump the Shark?” It was first used to refer to a television show whose ratings are falling and whose producer should probably stop making new episodes, but instead tries a gimmick or introduces a new character to stem […]

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Private Equity, Venture Capital and Angel Investing – How Are They Different?

July 13, 2016

By Jonathan Friedland A Quick Introduction Welcome to the first installment of this column. Other columns on Financial Poise (check them out here – they are excellent) are more subject-specific than this will be. My guiding principle will be to write about things I want my children and my parents to understand about the world […]

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